www.yourhomeoptions.org - yourhomeoptions

last data update: 2011/10/18, 01:52

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Content

Website loading time

during the test: 1.65 s

cable connection (average): 1.89 s

DSL connection (average): 2.14 s

modem (average): 14.99 s

HTTP headers

HTTP/1.1 301 Moved Permanently

Date: Tue, 18 Oct 2011 08:52:37 GMT

Server: Apache

X-Pingback: http://www.yourhomeoptions.org/xmlrpc.php

Location: http://www.yourhomeoptions.org/

Vary: Accept-Encoding

Content-Length: 0

Connection: close

Content-Type: text/html; charset=UTF-8

HTTP/1.1 200 OK

Date: Tue, 18 Oct 2011 08:52:38 GMT

Server: Apache

X-Pingback: http://www.yourhomeoptions.org/xmlrpc.php

Vary: Accept-Encoding

Connection: close

Content-Type: text/html; charset=UTF-8

Information about DNS servers

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yourhomeoptions.org	MX	0	yourhomeoptions.org	IN	14400
yourhomeoptions.org	TXT	v=spf1 a mx ptr include:bluehost.com ?all	Array	IN	14400
yourhomeoptions.org	A	66.147.244.165	IN	14400
yourhomeoptions.org	NS	ns1.bluehost.com	IN	43200
yourhomeoptions.org	NS	ns2.bluehost.com	IN	43200

Received from the first DNS server

Request to the server "yourhomeoptions.org"
You used the following DNS server:
DNS Name: ns2306.hostgator.com
DNS Server Address: 174.120.240.67#53
DNS server aliases:

HEADER opcode: REQUEST, status: NOERROR, id: 23467
flag: qr rd REQUEST: 1, ANSWER: 0, AUTHORITY: 13, ADDITIONAL: 0

REQUEST SECTION:
yourhomeoptions.org. IN ANY

AUTHORITY SECTION:
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Received 248 bytes from address 174.120.240.67#53 in 45 ms

Received from the second DNS server

Request to the server "yourhomeoptions.org"
You used the following DNS server:
DNS Name: ns2305.hostgator.com
DNS Server Address: 174.120.240.66#53
DNS server aliases:

HEADER opcode: REQUEST, status: NOERROR, id: 41969
flag: qr rd REQUEST: 1, ANSWER: 0, AUTHORITY: 13, ADDITIONAL: 0

REQUEST SECTION:
yourhomeoptions.org. IN ANY

AUTHORITY SECTION:
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Received 248 bytes from address 174.120.240.66#53 in 45 ms

Subdomains (the first 50)

Typos (misspells)

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youhomeoptions.org
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yourhomeoptionss.org

Location

IP: 66.147.244.165

continent: NA, country: United States (USA), city: Provo

Website value

rank in the traffic statistics:

There is not enough data to estimate website value.

Basic information

website build using CSS

code weight: 93.4 KB

text per all code ratio: 64 %

title: Short Sale and Loan Modification Information

description: This is an authority site with information about loan modifications, short sales and help keeping your home

keywords: short sales, short sale, loan modification, loan modifications, foreclosure help, foreclosure defense

encoding: UTF-8

language: en

Website code analysis

one word phrases repeated minimum three times

Phrase	Quantity
the	618
to	384
of	249
short	188
you	172
is	152
and	151
your	134
sale	132
for	130
in	113
that	112
are	106
Short	91
be	82
not	72
with	70
it	70
on	69
Sale	68
can	64
they	62
their	58
may	56
have	56
as	54
will	50
if	48
lender	48
this	46
would	44
an	42
from	42
by	40
The	40
or	38
In	38
get	38
homeowners	36
America	35
Bank	35
than	34
mortgage	34
do	32
at	32
real	32
property	30
sales	30
many	28
You	28
process	28
estate	28
agent	26
credit	26
other	26
also	26
them	24
foreclosure.	24
process.	24
number	24
how	24
these	24
more	24
about	24
out	24
homeowner	24
but	22
If	22
all	22
who	22
has	22
still	20
some	20
What	20
listing	20
such	20
when	20
This	20
what	20
because	20
find	20
lenders	20
its	20
take	18
less	18
sell	18
financial	18
market	18
foreclosure	18
make	18
time	18
bank	18
often	18
there	18
homebuyers	18
So	18
offer	18
Real	17
Your	17
Buying	17
price	16
It	16
Image	16
since	16
seller	16
so	16
which	16
could	16
via	16
For	16
properties	16
need	14
know	14
information	14
one	14
agents	14
want	14
selling	14
necessary	14
HAFA	14
just	14
ask	14
To	13
Sales	13
Estate	13
buy	12
lesser	12
Process	12
home	12
home.	12
way	12
much	12
first	12
buyers	12
homes	12
pay	12
he	12
most	12
However,	12
loan	12
percent	12
must	12
his	12
Is	11
banks	10
call	10
sure	10
avoid	10
buying	10
mortgage.	10
With	10
down	10
processing	10
lender’s	10
good	10
When	10
no	10
cannot	10
How	10
losses	10
costs	10
go	10
sale.	10
up	10
been	10
long	10
They	10
impact	10
them.	10
offers	10
even	10
Before	9
second	8
amount	8
record	8
documents	8
home,	8
full	8
3.	8
value.	8
consent	8
house	8
incur	8
score	8
price.	8
program.	8
inventory	8
between	8
sales.	8
means	8
give	8
going	8
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Information	8
additional	8
through	8
legal	8
Do	8
especially	8
request	8
already	8
As	8
–	8
further	8
afford	8
2.	8
Customer	8
able	8
work	8
interested	8
Vs	8
1.	8
up,	8
Loan	7
Home	7
prices	6
accept	6
numerous	6
lose	6
monthly	6
proceedings.	6
become	6
low	6
involved	6
list	6
loan.	6
settle	6
rating.	6
you.	6
terms	6
another	6
highest	6
here	6
realize	6
But	6
final	6
time.	6
value	6
Foreclosure:	6
worth	6
would-be	6
foreclosure,	6
Eyes	6
purchase	6
property,	6
financing	6
owed	6
third	6
touch	6
potential	6
4.	6
great	6
Care	6
investors	6
primary	6
both	6
Although	6
hence,	6
out.	6
new	6
help	6
used	6
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submit	6
There	6
HAFA,	6
reasons	6
fields	6
qualifies	6
way,	6
lender.	6
crucial	6
answer	6
understand	6
considered	6
letter	6
deal.	6
consider	6
Flickr	6
really	6
place	6
deal	6
why	6
before	6
getting	6
These	6
until	6
gives	6
vital	6
require	6
over	6
lender,	6
Wikipedia	6
below	6
them,	6
only	6
carry	6
loss	6
Make	6
months	6
huge	6
sale?	6
Have	5
Foreclosure	5
Equator.	4
into	4
avoiding	4
standard	4
escape	4
buyer	4
notice	4
was	4
previous	4
marketing	4
right	4
everyone	4
realtors	4
better	4
handy	4
contact	4
signed	4
Here	4
things	4
road	4
financially	4
Besides	4
tortuous	4
hard-pressed	4
miss	4
investor,	4
homeowner,	4
vs	4
Hence,	4
best	4
What’s	4
among	4
come	4
doing	4
contrast,	4
Keep	4
New	4
Expect	4
payment	4
Note	4
Keeping	4
negotiating	4
Impact	4
reason,	4
fill	4
note	4
homeowner.	4
message	4
period	4
one,	4
planning	4
send	4
protracted	4
prove	4
Agents	4
payments.	4
say	4
first-time	4
determine	4
foreclosing	4
soonest	4
look	4
turn	4
missing	4
Let	4
Why	4
Change	4
payments,	4
wait	4
paperwork,	4
leaving	4
newbie	4
possible	4
transaction	4
common	4
dealing	4
Homebuyers	4
First-Time	4
payments	4
Deal	4
gets	4
identify	4
Images	4
@daylife	4
off	4
potentially	4
Things	4
continue	4
bad	4
documents,	4
transaction.	4
worksheet,	4
Getty	4
convince	4
Read	4
losing	4
required	4
money	4
modification	4
parties	4
then	4
paying	4
making	4
Lenders?	4
Even	4
qualify	4
longer	4
requirements,	4
foreclose	4
Determine	4
Remember,	4
documents.	4
paperwork	4
property.	4
property?	4
particular	4
comparable	4
so,	4
Also	4
allow	4
him	4
package	4
order	4
everything	4
returns	4
least	4
value,	4
priced	4
stock	4
stocks	4
bid	4
different	4
20	4
Estate?	4
30	4
else	4
offers,	4
four	4
question	4
values	4
once	4
sold	4
we	4
figures	4
accomplished	4
gotten	4
all,	4
After	4
tempting	4
notorious	4
taking	4
evil	4
facing	4
transactions	4
knows	4
service	4
difficult	4
lead	4
application	4
hardship	4
Price	4
foreclosures.	4
enough	4
negotiation	4
working	4
you,	4
One	4
approve	4
substantial	4
whether	4
requirements.	4
submitted	4
feet	4
gather	4
push	4
10	4
where	4
on.	4
compared	4
without	4
approval	4
costs.	4
willing	4
balance	4
talk	4
inform	4
owner	4
relatively	4
tremendous	4
receive	4
Otherwise,	4
non-performing	4
foreclosures	4
“what	4
5.	4
those	4
like	4
familiar	4
experienced	4
offers.	4
let	4
hire	4
through.	4
idea	4
submits	4
estimated	4
sign	4
eyes	4
requires	4
repairs	4
associated	4
pieces	4
village	4
assets	4
think	4
against	4
experience	4
loans	4
expenses	4
Buyer	3
Must	3
Every	3
About	3
Worth	3
Doing	3
It?	3
Easy	3
Style	3
Modifications-Minecraft	3
Changes	3
Guide	3

two word phrases repeated minimum three times

Phrase	Quantity
short sale	126
Short Sale	68
of the	66
to the	40
the short	40
of America	35
with the	34
Bank of	33
that you	32
real estate	28
in the	28
the lender	26
have to	22
the homeowner	22
may be	22
you are	20
number of	20
you can	18
short sales	18
the seller	16
for the	16
on the	16
to get	16
sale is	16
and the	16
do not	14
If you	14
the bank	14
sale in	14
your lender	14
it is	14
the mortgage	14
you have	14
from the	14
to be	14
find out	14
America short	14
Real Estate	13
America Short	13
Short Sales	13
the Short	12
listing agent	12
need to	12
your credit	12
if the	12
want to	12
the property	12
is not	12
the necessary	12
sale process.	12
is short	12
what is	12
if you	12
less than	12
of short	12
to do	12
Estate Short	11
are the	10
your financial	10
in real	10
you may	10
so that	10
What is	10
of foreclosure.	10
Sale Process	10
for your	10
can be	10
may not	10
sale process	10
if they	10
to buy	10
that the	10
the listing	10
to pay	10
by the	10
short sale.	10
for short	10
that they	10
they are	10
would be	10
You can	10
than the	10
Image by	10
have been	10
Sale in	10
for you	10
get to	8
to know	8
to ask	8
the Bank	8
Sale Customer	8
It is	8
your home.	8
you get	8
your home,	8
to short	8
to avoid	8
on your	8
able to	8
to take	8
you will	8
sales are	8
you to	8
This is	8
of homeowners	8
percent of	8
with your	8
Sale Vs	8
is Short	8
as the	8
is the	8
their inventory	8
lender will	8
the process	8
short sale,	8
Sale Information	7
since they	6
because of	6
of this	6
one of	6
offer to	6
credit rating.	6
the first	6
not just	6
the properties	6
short sale?	6
via Flickr	6
as it	6
is an	6
make sure	6
sure to	6
sale homes	6
not be	6
could be	6
market value.	6
first offer	6
realize that	6
the list	6
sale information	6
estate short	6
via Wikipedia	6
Is Short	6
to go	6
What Is	6
short sell	6
lesser than	6
the HAFA	6
the property,	6
in touch	6
is owed	6
touch with	6
Customer Care	6
Care at	6
ask the	6
in short	6
on to	6
all the	6
buyers would	6
and other	6
be able	6
their mortgage	6
how to	6
there are	6
to sell	6
such as	6
will not	6
who are	6
Image via	6
Eyes of	6
not to	6
Vs Foreclosure:	6
your property	6
short sales.	6
about the	6
is crucial	6
the other	6
the costs	6
you must	6
the process.	6
There are	6
Short sales	6
lender and	6
time to	6
to make	6
means that	6
pay for	6
the deal.	6
credit score	6
credit record	6
through the	6
lender’s consent	6
your lender’s	6
Before Buying	5
Buying Real	5
bank of	4
your agent	4
if your	4
also be	4
familiar with	4
seller has	4
even if	4
would also	4
who have	4
the highest	4
get the	4
that even	4
used to	4
right to	4
to give	4
are there	4
how many	4
pieces of	4
the additional	4
the loan	4
between the	4
against the	4
agents are	4
owed against	4
there may	4
agents who	4
information to	4
to your	4
process. The	4
since the	4
not as	4
must also	4
is still	4
they will	4
fill out	4
lender may	4
must realize	4
will come	4
the primary	4
make the	4
the purchase	4
list price.	4
the processing	4
planning to	4
on with	4
processing period	4
its market	4
homebuyers are	4
market value	4
that is	4
is to	4
dealing with	4
home for	4
first-time homebuyers	4
here is	4
of all	4
offers would	4
down by	4
price. The	4
the proceedings.	4
First-Time Homebuyers	4
the lender’s	4
buy short	4
interested in	4
you the	4
homebuyers and	4
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many homebuyers	4
homeowner qualifies	4
So to	4
most lenders	4
many would-be	4
would-be buyers	4
the terms	4
they can	4
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it to	4
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longer afford	4
afford to	4
and they	4
documents to	4
financial worksheet,	4
way of	4
impact on	4
financial documents,	4
paying for	4
your home	4
The Eyes	4
of Lenders?	4
by Getty	4
in The	4
you want	4
leaving the	4
who is	4
this is	4
your lender.	4
can to	4
as full	4
you need	4
look for	4
because you	4
what you	4
than what	4
foreclosure, your	4
sell it	4
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This means	4
foreclosure. For	4
off the	4
Read on	4
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them that	4
to prepare	4
Getty Images	4
Images via	4
Sale In	4
In Real	4
Real Estate?	4
from his	4
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“what is	4
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homeowner can	4
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lesser evil	4
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short selling	4
costs of	4
the mortgage.	4
of homes	4
properties have	4
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many homeowners	4
reason, many	4
via @daylife	4
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this reason,	4
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inventory of	4
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of their	4
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banks and	4
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Impact on	4
Foreclosure: Impact	4
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it has	4
they often	4
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much is	4
property at	4
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the house	4
house to	4
Here are	4
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You do	4
In contrast,	4
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homeowners is	4
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homeowner to	4
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bank the	4
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qualify for	4
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sell their	4
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standard Bank	4
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do the	4
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Make sure	4
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Buyer Must	3
Doing Bank	3
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Every Buyer	3
Sale Worth	3
Worth It?	3
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Changes in	3
Buying Short	3
To Buying	3
Modifications-Minecraft Style	3

three word phrases repeated minimum three times

Phrase	Quantity
Bank of America	33
the short sale	32
short sale is	16
short sale in	14
of America short	14
of America Short	13
America Short Sale	13
short sale process.	12
America short sale	12
Real Estate Short	11
Short Sale Process	10
the listing agent	10
is short sale	10
Short Sale in	10
sale in real	10
you have to	10
short sale process	10
what is short	8
on your credit	8
of short sale	8
the Bank of	8
is Short Sale	8
What is Short	8
Short Sale Customer	8
Short Sale Vs	8
Estate Short Sale	7
Short Sale Information	7
of the short	6
Image via Wikipedia	6
short sale homes	6
so that you	6
the lender and	6
for short sale	6
the Short Sale	6
What Is Short	6
in touch with	6
Sale Vs Foreclosure:	6
the Short Sales	6
Sale Customer Care	6
Customer Care at	6
in real estate	6
that you can	6
if the homeowner	6
Is Short Sale	6
for you to	6
your credit record	6
If you are	6
be able to	6
to pay for	6
that you have	6
real estate short	6
short sale information	6
because of the	6
Buying Real Estate	5
there may be	4
you can to	4
pieces of short	4
In Real Estate?	4
offer to the	4
you want to	4
less than what	4
for less than	4
Short Sale In	4
considered to be	4
Sale In Real	4
get to know	4
the homeowner qualifies	4
much is owed	4
homeowner qualifies for	4
the seller has	4
their credit rating.	4
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owed against the	4
are less than	4
number of homeowners	4
to avoid the	4
and the seller	4
Short sales are	4
make sure to	4
the eyes of	4
in the eyes	4
“what is short	4
sale in the	4
estate short sale.	4
that you will	4
banks and lenders	4
but if you	4
percent of the	4
list price. The	4
of the Short	4
This means that	4
you must realize	4
must realize that	4
the lesser evil	4
to get the	4
you need to	4
the standard Bank	4
with the short	4
to ask for	4
gather the necessary	4
standard Bank of	4
to be able	4
than the mortgage	4
the mortgage balance	4
the costs of	4
touch with the	4
the comparable sales	4
with the homeowner,	4
of America will	4
short sales are	4
on with the	4
if you are	4
short sale if	4
one of the	4
your offer to	4
on the property	4
the bank the	4
You do not	4
do not have	4
not have to	4
homebuyers and real	4
and real estate	4
For this reason,	4
this reason, many	4
the homeowner to	4
real estate investors	4
Images via @daylife	4
Getty Images via	4
short sale listing	4
may not be	4
even if the	4
to get in	4
find out if	4
that the homeowner	4
Foreclosure: Impact on	4
Vs Foreclosure: Impact	4
less than the	4
that even if	4
get in touch	4
to short sell	4
Eyes of Lenders?	4
costs of foreclosure.	4
Image by Getty	4
by Getty Images	4
The Eyes of	4
in The Eyes	4
short sale vs	4
as there are	4
In this way,	4
Sale in The	4
you are going	4
compared to foreclosure.	4
lesser than the	4
Buying short sale	4
more and more	4
Read on to	4
on short sale	4
their inventory of	4
the list price.	4
terms of the	4
listing agent is	4
would-be buyers would	4
are lesser than	4
for your lender’s	4
on how to	4
answer to the	4
the first offer	4
is enough to	4
longer afford to	4
no longer afford	4
your lender’s consent	4
the short sale,	4
notorious for taking	4
inventory of non-performing	4
the terms of	4
to the lender	4
So if you	4
involved in the	4
in the short	4
find out how	4
short sales can	4
many would-be buyers	4
the lender gives	4
sales can be	4
good number of	4
in Doing Bank	3
Guide To Buying	3
Doing Bank of	3
Every Buyer Must	3
Information Every Buyer	3
Short Sale Worth	3
Easy Guide To	3
Have Before Buying	3
To Buying Short	3
Sale Information Every	3
Is Buying Real	3
Sale Worth It?	3
Your Easy Guide	3
Buying Short Sales	3
Changes in Doing	3
Must Have Before	3
Loan Modifications-Minecraft Style	3
Buyer Must Have	3

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headers

Short Sale Information Every Buyer Must Have Before Buying

Gather Short Sale Information Before Jumping In

5 Pieces of Short Sale Information To Collect Before Buying

Is Buying A Real Estate Short Sale Worth It?

Real Estate Short Sale – Sweet Deal Turning Sour

First-Time Homebuyers Opt Out of Real Estate Short Sale

Why First-Time Homebuyers Change Their Mind About Buying a Real Estate Short Sale

Going After Multiple Real Estate Short Sales

Changes in Doing A Bank of America Short Sale

Room For Improvement for Bank of America Short Sale

What’s New in Bank of America Short Sale

How These New Fields Improve the Bank of America Short Sale Process

Role of Agents In This Change

Things To Note With The Enhanced Bank of America Short Sale Process

What’s In It For Homeowners?

Your Easy Guide To Buying Short Sales

1. Scout for Potential Short Sales

2. Inspect the Short Sales

3. Do The Math

4. Determine all the Liens and Mortgages of the Short Sales

5. Decide on Funding of the Short Sales

6. Get in Touch With The Lender

7. Accomplish the Lender’s Short Sale Application

8. Collate the Short Sale Proposal

9. Make Your Offer and Negotiate

10. Clinch the Deal

Loan Modifications-Minecraft Style

Two Ways of Letting Go of Your Home: Short Sale Vs Foreclosure

Short Sale Vs Foreclosure: Impact on Home Ownership

Short Sale Vs Foreclosure: The Process

Short Sale Vs Foreclosure: Impact on Credit Rating

Bottle Service Table For Your Loan Home

4 Things You Can Do to Fast Track the Short Sale Process

Short Sale Process – A Long Ride

4 Tips to Speed Up the Short Sale Process

What is a Short Sale in The Eyes of Lenders?

What is a Short Sale in Short?

What is a Short Sale in the Eyes of Your Lender?

What Is a Short Sale In Real Estate?

What Is a Short Sale in Real Estate Compared To Foreclosure?

Short Sale Information Every Buyer Must Have Before Buying

Gather Short Sale Information Before Jumping In

5 Pieces of Short Sale Information To Collect Before Buying

Is Buying A Real Estate Short Sale Worth It?

Real Estate Short Sale – Sweet Deal Turning Sour

First-Time Homebuyers Opt Out of Real Estate Short Sale

Why First-Time Homebuyers Change Their Mind About Buying a Real Estate Short Sale

Going After Multiple Real Estate Short Sales

Changes in Doing A Bank of America Short Sale

Room For Improvement for Bank of America Short Sale

What’s New in Bank of America Short Sale

How These New Fields Improve the Bank of America Short Sale Process

Role of Agents In This Change

Things To Note With The Enhanced Bank of America Short Sale Process

What’s In It For Homeowners?

Your Easy Guide To Buying Short Sales

1. Scout for Potential Short Sales

2. Inspect the Short Sales

3. Do The Math

4. Determine all the Liens and Mortgages of the Short Sales

5. Decide on Funding of the Short Sales

6. Get in Touch With The Lender

7. Accomplish the Lender’s Short Sale Application

8. Collate the Short Sale Proposal

9. Make Your Offer and Negotiate

10. Clinch the Deal

Loan Modifications-Minecraft Style

Two Ways of Letting Go of Your Home: Short Sale Vs Foreclosure

Short Sale Vs Foreclosure: Impact on Home Ownership

Short Sale Vs Foreclosure: The Process

Short Sale Vs Foreclosure: Impact on Credit Rating

Bottle Service Table For Your Loan Home

4 Things You Can Do to Fast Track the Short Sale Process

Short Sale Process – A Long Ride

4 Tips to Speed Up the Short Sale Process

What is a Short Sale in The Eyes of Lenders?

What is a Short Sale in Short?

What is a Short Sale in the Eyes of Your Lender?

What Is a Short Sale In Real Estate?

What Is a Short Sale in Real Estate Compared To Foreclosure?

So to make the short sale process worth your while, first gather the necessary pieces of short sale information that serve to indicate the potential of the transaction.

Buying a short sale in real estate is enticing especialy for first-time homebuyers and real estate investors because of the huge discount that they can potentially get. However, thanks to the inefficient process along with its many twists and turns, a significant number of would-be homebuyers throw in the towel and decide not to pursue the purchase.

With the enhancement of the Bank of America short sale process, determination of the HAFA eligibility of homeowners is fast-tracked giving them an additional option on how to deal with their mortgage loan issues.

Not many buyers would want to buy short sales because of the challenges they bring; but if you know how to do it, you can take advantage of these properties selling for a substantial discount.

In comparing short sale vs foreclosure, the former could better way of losing a home as it has less grave impact on your credit score, but requires more work from you.

To wrap up, the long arduous short sale process can be accelerated by complying with the requirements, honestly preparing your financial documents, making your home accessible to parties involved, and hiring an experienced realtor.

So to answer the question, “what is a short sale in the eyes of lenders?”: A short sale is another way of disposing non performing assets to prevent their inventory from further piling up, hence, avoiding the associated costs. They still incur losses but they make sure that they are less than foreclosure costs.

The common answer to the question “what is a short sale in real estate” for both lenders and homeowners is that it is the lesser evil when compared to a foreclosure.

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