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    • last data update: 2011/10/21, 13:45

    Website loading time

    during the test: 0.73 s

    cable connection (average): 0.8 s

    DSL connection (average): 0.88 s

    modem (average): 4.71 s

    HTTP headers

    HTTP/1.1 200 OK

    Date: Fri, 21 Oct 2011 20:45:43 GMT

    Server: Apache

    Connection: close

    Content-Type: text/html

    Information about DNS servers

    bayfed.comA65.74.172.199IN43200
    bayfed.comMX100smtp-relay.pbi.netIN43200
    bayfed.comMX10victoria.bayfed.comIN43200
    bayfed.comSOAdbru.br.ns.els-gms.att.netrm-hostmaster.ems.att.com810800 3600 604800 86400 IN 43200
    bayfed.comNSdmtu.mt.ns.els-gms.att.netIN43200
    bayfed.comNSdbru.br.ns.els-gms.att.netIN43200

    Received from the first DNS server

    Request to the server "bayfed.com"
    You used the following DNS server:
    DNS Name: dmtu.mt.ns.els-gms.att.net
    DNS Server Address: 12.127.16.70#53
    DNS server aliases:

    HEADER opcode: REQUEST, status: NOERROR, id: 43423
    flag: qr aa rd REQUEST: 1, ANSWER: 6, AUTHORITY: 0, ADDITIONAL: 4

    REQUEST SECTION:
    bayfed.com. IN ANY

    ANSWER SECTION:
    bayfed.com. 86400 IN SOA dbru.br.ns.els-gms.att.net. rm-hostmaster.ems.att.com. 8 10800 3600 604800 86400
    bayfed.com. 86400 IN MX 100 smtp-relay.pbi.net.
    bayfed.com. 86400 IN MX 10 victoria.bayfed.com.
    bayfed.com. 86400 IN NS dbru.br.ns.els-gms.att.net.
    bayfed.com. 86400 IN NS dmtu.mt.ns.els-gms.att.net.
    bayfed.com. 86400 IN A 65.74.172.199

    SECTION NOTES:
    victoria.bayfed.com. 86400 IN A 64.161.157.147
    victoria.bayfed.com. 86400 IN A 64.161.157.148
    dbru.br.ns.els-gms.att.net. 86400 IN A 199.191.128.106
    dmtu.mt.ns.els-gms.att.net. 86400 IN A 12.127.16.70

    Received 284 bytes from address 12.127.16.70#53 in 17 ms

    Received from the second DNS server

    Request to the server "bayfed.com"
    You used the following DNS server:
    DNS Name: dbru.br.ns.els-gms.att.net
    DNS Server Address: 199.191.128.106#53
    DNS server aliases:

    HEADER opcode: REQUEST, status: NOERROR, id: 41259
    flag: qr aa rd REQUEST: 1, ANSWER: 6, AUTHORITY: 0, ADDITIONAL: 4

    REQUEST SECTION:
    bayfed.com. IN ANY

    ANSWER SECTION:
    bayfed.com. 86400 IN SOA dbru.br.ns.els-gms.att.net. rm-hostmaster.ems.att.com. 8 10800 3600 604800 86400
    bayfed.com. 86400 IN MX 100 smtp-relay.pbi.net.
    bayfed.com. 86400 IN MX 10 victoria.bayfed.com.
    bayfed.com. 86400 IN NS dbru.br.ns.els-gms.att.net.
    bayfed.com. 86400 IN NS dmtu.mt.ns.els-gms.att.net.
    bayfed.com. 86400 IN A 65.74.172.199

    SECTION NOTES:
    victoria.bayfed.com. 86400 IN A 64.161.157.148
    victoria.bayfed.com. 86400 IN A 64.161.157.147
    dbru.br.ns.els-gms.att.net. 86400 IN A 199.191.128.106
    dmtu.mt.ns.els-gms.att.net. 86400 IN A 12.127.16.70

    Received 284 bytes from address 199.191.128.106#53 in 32 ms

    Subdomains (the first 50)

    Typos (misspells)

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    Location

    IP: 65.74.172.199

    continent: NA, country: United States (USA), city: Capitola

    Website value

    rank in the traffic statistics:

    There is not enough data to estimate website value.

    Basic information

    website build using CSS

    code weight: 27.89 KB

    text per all code ratio: 22 %

    title: Bay Federal Credit Union

    description: A member-owned financial institution providing excellent value and service to Santa Cruz, Monterey and San Benito Counties.

    keywords:

    encoding: ISO-8859-1

    language: en

    Website code analysis

    one word phrases repeated minimum three times

    PhraseQuantity
    to10
    of9
    or9
    and8
    Federal8
    Bay8
    Credit8
    for7
    Read6
    the6
    PM5
    Investment5
    your5
    through5
    More...5
    ...5
    Locations5
    Union5
    Loans4
    Insurance4
    our4
    Services4
    are4
    is4
    financial3
    Branch3
    products3
    Mortgage3
    other3
    Online3
    investment3
    Disclosures3

    two word phrases repeated minimum three times

    PhraseQuantity
    Bay Federal8
    Read More...5
    Credit Union5
    Federal Credit5
    More... ...4

    three word phrases repeated minimum three times

    PhraseQuantity
    Bay Federal Credit5
    Federal Credit Union4
    Read More... ...4

    B tags

    BayFederal Online Banking

    .

    U tags

    I tags

    images

    file namealternative text
    hd_logo1.gifBay Federal Credit Union
    hd_1.jpg
    lock-attract.gifSSL Secured
    security_advisory.gifOnline Banking
    hd_onbnk2.gifEnroll Online
    enroll_online-up.gifLogin to BayFedOnline
    login_button-up.gifHelp
    help_button.gifAbout Us
    z.gifLoans
    headFeatSvcs.gifDeposit Accounts
    headFinanceEd.gifAccount Access
    headNews.gifInvestment Services
    servicesSpacer.gifApply Now
    autoloans_button.gifRates
    spacer.gifCalculators
    homeloans_button.gifContact Us
    financeSpacer.gifSite Map
    announcegs_button.gifMortgage Lending
    newsSpacer.gifFinancial Education
    button_hiring.gifBay Federal News
    btn_coop_atm_locator.gifNew and Used Auto Loans
    button_lostcard.gifHome Purchases and Refinances
    button_verifycard.gifLocate 28,000 Free ATMs!
    button_privacypolicy.gifLost or Stolen Card?
    button_mbrprivacyoptions.gifATM/Visa Card Transaction Assistance
    button_morthelp.gifPrivacy Options
    TT_Horiz_Blue_120x54_1103.gifTurboTax Online
    random.php?b=turbotax&r=2Equal Housing Lender
    Sprint120x120.gifYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
    fbiconBig.jpgVerified by GeoTrust
    EHL-footer-3d.gif
    NCUA-footer-3d.gif
    geotrust2.jpg

    headers

    H1

    H2

    H3

    H4

    H5

    Bay Federal Investment Services

    GrowSmart is for children, teens, adults and teachers

    Bay Federal Credit Union Scholarship Program

    Fraud Prevention

    Bay Federal Employees and Members Raise $24K for the Children's Miracle Network

    Bay Federal Marketing Team Wins Gold!

    Insurance Products for Members

    Protect yourself from Mortgage scams

    H6

    internal links

    addressanchor text
    /Bay Federal Credit Union
    https://ebanking.bayfed.com/BAY_60/Common/EnrollOnline/EnrollChoice.aspEnroll Online
    https://ebanking.bayfed.comLogin to BayFedOnline
    https://ebanking.bayfed.com/BAY_60/Common/IntroPages/FAQ.aspHelp
    /ab/index.htmlAbout Us
    /co/branch_locations.htmlLocations
    /ab/member_discount.htmlMember Discounts
    /ab/newsletters.htmlNewsletters
    /ab/events.htmlActivities Calendar
    /ab/community.htmlCommunity Support
    /ab/media_resources.htmlMedia Resources
    /ab/careers.shtmlCareers
    /ab/board.htmlBoard of Directors
    /ab/annual_report.htmlAnnual Report
    /ab/disclosures.htmlDisclosures
    /ab/links.htmlLinks
    /ab/finedu.htmlFinancial Education
    /ab/insurance.htmlInsurance Benefits
    /lo/index.htmlAuto Loans
    /lo/consumer.htmlConsumer Loans
    /lo/mortgage.htmlMortgages
    /lo/mortgage.htmlEquity Lines
    /lo/mortgage.htmlMobile Homes
    /lo/visa_credit_cards.htmlVisa Credit Cards
    /ra/loan_rates.phpRates
    /ab/disclosures.htmlDisclosures
    /sa/index.htmlDeposit Accounts
    /sa/checking.htmlChecking
    /sa/student.htmlStudents
    /bu/index.htmlBusiness Services
    /sa/electronic.htmlElectronic Services
    /ra/index.phpRates
    /articles/reconcilement/reconcilement.htmlAccount Reconcilement form
    /redirect.php?http://www.deluxe-check-order.com/?url=www.bayfed.com&urltext=Return%20to%20Bay%20Federal%20Credit%20UnionRe-order Checks
    /ab/disclosures.htmlDisclosures
    /ac/index.htmlOnline Banking
    /ac/billpay.htmlBill Pay
    /ac/bayphone.htmlBAYPHONE
    /co/atm_locations.htmlATM Locations & Locator
    /co/branch_locations.htmlBranch Locations
    /ac/visa_check_card.htmlVISA Debit Card
    /in/online_trading.htmlOnline Trading
    /ac/wiringinst.htmlDirect Deposit & Wired Funds
    /ac/fraud_prevention.htmlFraud Prevention
    /ac/estatements.htmleStatements
    /in/index.htmlInvestment Services
    /in/online_trading.htmlOnline Trading
    /ap/index.htmlMembership
    https://homeloans.bayfed.com/Mortgage Loans
    /lo/mortgage.htmlEquity Lines of Credit
    /ap/faqs.htmlFAQs
    /ra/index.phpDeposits
    /ra/loan_rates.phpLoans
    /ra/business_depositrates.phpBusiness Deposits
    /ca/index.htmlAuto
    /ca/home_loans.htmlMortgage
    /ca/more_calcs.htmlMore Calculators
    /co/index.htmlContact Us
    /co/atm_locations.htmlATM Locations
    /co/branch_locations.htmlBranch Locations
    /ab/index.htmlAbout Us
    /lo/index.htmlLoans
    /sa/index.htmlDeposit Accounts
    /ac/index.htmlAccount Access
    /in/index.htmlInvestment Services
    /ap/index.htmlApply Now
    /ra/index.phpRates
    /ca/index.htmlCalculators
    /co/index.htmlContact Us
    /ab/sitemap.htmlSite Map
    lo/index.htmlNew and Used Auto Loans
    lo/mort.htmlHome Purchases and Refinances
    /in/index.htmlCFS** Investment Advisor
    /redirect.php?http://www.finra.orgFINRA
    /redirect.php?http://www.sipc.orgSIPC
    /ab/finedu.htmlimg
    http://www.bayfed.com/articles/scholarships/2011winners.htmlRead the winning essays...
    /ac/fraud_prevention.htmlfraud prevention tips!
    /ab/careers.shtml
    ../ab/press_release_20110624b.htmlRead More
    ../ab/press_release_20110624a.htmlRead More
    ../ab/insurance.htmlRead More
    ../ac/fraud_alerts.htmlRead More...
    /espanol/index.htmlInformaci
    /redirect.php?http://www.co-opnetwork.orgLocate 28,000 Free ATMs!
    /co/index.html#lostLost or Stolen Card?
    /co/index.html#verifyATM/Visa Card Transaction Assistance
    /show_document.php?ComprehensivePrivacyNotice_WEB.pdfPrivacy Options
    /co/Privacy Options
    /articles/mortgagehelp/Privacy Options
    /redirect.php?http://www.sprintsave4cu.com/img
    /ab/index.htmlAbout
    /lo/index.htmlLoans
    /sa/index.htmlSavings
    /ac/index.htmlAccount Access
    /ap/index.htmlApply Now
    /ra/index.phpRates
    /ca/index.htmlCalculators
    /co/index.htmlContact
    /sitemap.htmlSite Map
    /index.shtmlHome
    http://www.bayfed.com/show_document.php?ComprehensivePrivacyNotice_WEB.pdfPrivacy Policy
    /redirect.php?http://www.hud.govEqual Housing Lender
    /redirect.php?http://www.ncua.govYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
    /redirect.php?http://www.geotrust.com/Verified by GeoTrust

    external links

    addressanchor text
    http://www.facebook.com/pages/Bay-Federal-Credit-Union/289325071875img